Don't let a Forclosure or Short Sale get you down...

Did you know that even one day out of a Foreclosure, Deed in Lieu or Short Sale, we can help you or your buyers! It's no Problem as long as you can do the below guidelines:

• Min Fico score 660
• Cannot have multiple derogatory accounts (ie: bankruptcy and short sale)
• No gifts allowed - all funds for down payment must be seasoned 60 days·     
• 20-30% down is required
• Loan amounts up to 4 Million
• 43% Debt to income ratios
• 2 appraisals required
• Only 5/1 and 7/1 programs available, no 30 year fixed loans
• IRA distributions are acceptable, but one full month is needed
• Need a minimum of 45 day escrow to close

For more information, please call Michelle.

Michelle Morris
Senior Loan Officer
Michelle@SDFunding.com
Cell: 619-850-3600
Fax: 619-821-8908

San Diego Funding
2468 Historic Decatur Road #160
San Diego, CA 92106
NMLS 264030   CA BRE 01238196